Loss Identification and Control
The Loss Identification and Control Program is spearheaded by the Group's Safety Control Team. Our team is comprised of licensed professional engineers, underwriters, and individuals with the experience and technical background required to identify and isolate potential sources of work-related losses. Our Team works in cooperation with you to implement tailor-made loss prevention strategies and programs identified during risk analysis. Risk analysis involves onsite inspections, review of safety records, materials, and programs at your business locations, as well as interviews with management and staff. We then work to develop a safety program commensurate with the findings of the risk analysis phase.
Early Claim Reporting
We also help manage claims reporting for clients. Early reporting of claims and responsive intervention will assist the Group in reducing and managing the costs of work-related injuries. When lag times between reporting and care are reduced, injuries do not worsen by delay and downstream medical costs are reduced. The resulting increased satisfaction of injured workers has a commensurate reduction in litigation costs.
Case Management
The objective of case management is to utilize the groups expertise to manage and minimize medical costs and reduce lost time claims. Case management is integrated with the return to work philosophy and program outlined below.
OSHA Workplace Hazards Addressed
Occupational Safety and Health Act of 1970 Section 5(a)(1), “General Duties Clause”, recognizes hazards in the workplace that are causing or are likely to cause death or serious physical harm, including from airborne infectious diseases. Mitigation is by engineering and administrative controls, and by safe work practices.
Personal protective equipment (PPE, including goggles, face mask, gowns) as may be necessary, to assist medications, including IV, oxygen monitoring, and administration of bathing, personal care in hospitalization, home health care and nursing home settings.
